Tuesday, August 7, 2012

How Does Life guarnatee Work

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Many habitancy wonder to themselves, "Just how does life assurance work, anyway?" Life assurance has been shrouded in strangeness ever since its inception. Partially this is due to the way life assurance has traditionally been sold, which is straight through specially trained commission-earning agents. But other factors comprise the fact that life assurance is maybe the most intangible stock that one can buy, and the fact that it is advanced in strange and mysterious ways straight through the employment of secretive statisticians called actuaries.

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Actuaries are expert statisticians with strong enterprise educations or experiences who use data including gender, age, occupational risk, and medical exams to hypothesize the likelihood of a given person's death. Using these data and actuarial calculations, they propose an assurance enterprise on how much a given procedure for a given applicant should cost (I.E. What his premiums should be). From this advice, a life assurance enterprise sets its premiums by arrival up with "cost per thousand" tables.

After a person has applied for a life assurance procedure and taken a medical exam, the life assurance company, assuming the person is insurable, tells him how much he will have to pay per month (or per year or every six months) to pay for the coverage based on the risk range into which he falls. Factors of youth, being female, non-smoker status, and normal health based on the medical exam all conduce to lowering the premium, while their opposites conduce to raising the premiums. Having a hazardous vocation may also raise your premiums depending on the assurance company's underwriting standards.

Different Types Of Policies

There are dissimilar basic types of life assurance policies. It is prominent to know about them so that you can make an informed decision about what type of coverage is best for you.

First comes the very first type of life assurance ever devised: Term. A term procedure is very simple: you pay premiums to have death advantage coverage for a exact term, or time period. If you die during that term, your beneficiary receives the payout. If you are still alive when the term is up, you can renew the procedure (in some cases) for someone else term (with premiums based on your new age status) or you can lose coverage. There are dissimilar kinds of Term Life for dissimilar purposes. You do not receive back any of the premiums you paid during the term. However, Term Life is the cheapest form of life assurance and many financial advisors and planners propose it.

(Recently the life assurance manufactures has devised a new kind of Term Life called Return of premium Life assurance (Rop) where you can get all your premiums back if you survive the term. However, this kind of Term Life is significantly more expensive. The life insurer uses the extra money to invest and make a profit as a hedge against inherent Rop.)

Later on, the life assurance manufactures advanced Whole Life Insurance. The idea here was to give habitancy an incentive to hold a procedure for their "whole life" or until a very advanced age (at which time they would receive the death advantage payout to themselves, if still alive) and be able to build up cash value within the life assurance procedure which could be drawn upon if needed and eventually even be used to pay the procedure premiums. And it is true that, if a Whole Life procedure is held long enough, it returns the same as a decent corporate bond. The problems, however, are: Whole Life assurance costs way more than Term Life; many habitancy could get far good returns on their money by investing the money they save with Term; and life assurance was de facto never intended to be kept for one's whole life.

As a response, life assurance companies about 20 years ago began developing Universal Life and variable Universal Life insurance. These polices are de facto Term Life with a tax-free investment account bundled together with them; this account is partly customized by the procedure holder. variable Universal policies allow for greater investment returns but, hence, exposure to greater risk, including inherent losses; they also allow extra money to be paid into them with premium payments to increase their cash value. These policies' premiums are regularly in between Term and Whole Life for the same number of coverage for the same person.

Application Basics

As a rule of thumb, when you apply for life assurance you want to be covered for 8 to 10 times your yearly salary. (There may also be other considerations of what number you want if you are in a enterprise situation or if you are using life assurance for a specialized need such as mortgage payoff in case of untimely death). So, if you earn ,000 a year, you want to have a death advantage of 0,000 to 0,000. This is to allow for your beneficiary to be able to pay off all your debts and still have money left over to invest into an account and use as income.

Beneficiaries need to be chosen with some care, because your selection is investigated by the underwriters when your application is turned in. Technically you can name whatever you want, but a "strange" naming such as a very distant cousin may get your procedure denied due to suspicions about your motives. If you are married you should name your spouse and/or your children, though you do not have to; but once again, if you don't that fact may be viewed with suspicion, although if you can explain it to the agent and underwriters you'll get the policy. You can convert your named beneficiary(s) at any time while the procedure is in force.

Most life assurance policies will not pay out if you commit suicide or are murdered by a named beneficiary within the first two years of having the procedure and there will be a written clause stating such in your policy. Also, if a death advantage claim is made and it turns out you as procedure holder lied on your application (such as you said you don't smoke but autopsy proves you did), life assurance companies won't pay out.

When you apply for life assurance you must be ready to talk some sensitive personal questions about financial matters and health matters. The agents are trained as objective-minded professionals and there are strict manufactures regulations about confidentiality.

Some habitancy prefer applying for life assurance over the Internet. This can be a good idea if you know what you're doing, but the usual person would advantage from meeting in person with agents representing dissimilar life assurance companies or meeting with an assurance broker or financial planner to be advised on the best options.

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Tuesday, July 31, 2012

10 remarkable Reasons Why habitancy Join the soldiery

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It is hard to live with guns. This must have been the speculate why many parents despise their son's or even daughter's decision to join the military. But those who persist in joining this practice insist that the feeling is what they call "a call of duty." This is when they feel that they need to protect and fight for their favorite country.

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However, some researchers had found out that habitancy who join the soldiery have mixed emotions, mixed sentiments and varied reasons. All together, they compromise what seems to be the most diversified grounds for getting into the battlefield and fight for honor.

Hence, for those who wish to know why more and more habitancy are joining the military, here is a list of 10 splendid yet strange reasons why they wanted to join the forces.

1. Financial reasons

One of the most spellbinding reasons why habitancy join the soldiery is due to the bonuses and payment that they will get.

The speculate for this high-paying job is that the soldiery recruitment schedule is de facto experiencing a downfall in their program. In spite of the many contentions of the soldiery people, they cannot dismiss the fact that for the past 10 years or so, they have been trying to recruit as many habitancy as possible to join the soldiery but to no avail.

That is why they have decided to increase the benefits and "enlistment bonuses." These "enlistment bonuses" are juts the traditional benefits that they and their family can collect even just from the start of the enlistment.

Basically, the soldiery habitancy in the United States can collect to as much as ,000 as the government maintain in the learning of remarkable service affiliates.

During the retirement, the soldiery personnel can collect as much as 0 in a month for the reimbursement of "tutorial assistance."

Because of these benefits, the main target of the soldiery recruitment is the college students who might want to take their time off from schooling. The soldiery recruitment also focuses in recruiting high schoolers who are learning in a home school program.

With the remarkable financial benefits given by the military, who could resist such offer?

2. To be away from their parents

Funny as it may seem but many young boys are de facto enticed to join the soldiery because they wanted to stay away from their parents. 7 out of 10 high-school- age boys stated that their parents are so precise and demanding that they wanted to steer clear from them.

Hence, when opportunities like joining in the soldiery along with the splendid financial benefits, they would rather join the soldiery than to get spank and scolded by their moms.

3. A test of one's courage

Joining the soldiery is like a "daring" game, where habitancy get to grab the chances of proving their courage and guts. Some say it is a man thing. It is as if when you join the military, you have somewhat proven to your neighborhood that you are brave sufficient to face Saddam or Bin Laden.

4. Good citizenship

Others say that the speculate why they join the soldiery is that they wanted to prove to their favorite country that they are good citizens and that they will defend the nation for as long as they can hold a gun and kill an Iraqi.

Sounds pathetic? Think again.

Some habitancy think that joining a soldiery is like paying tribute to the wonders that the United States was able to provide them. And yet, by the time they get into the war, they claim that the tribute is no longer present.

The qoute is that there is no turning back.

5. To fight Al Qaeda and look for Osama Bin Laden

It may sound hilarious but this is de facto one of the main reasons why some habitancy join the military. In a modern survey, practically 35% out of the 100 interviewees responded that they wanted to help the American soldiers find Osama Bin Laden and bring down the soldiery of Al Qaeda.

In fact, this is one of the main reasons why Pat Tillman, a legendary football star, has finally decided to give up his sports career and join the military.

With this reason, it is as if the soldiery is all about the Al Qaeda and Osama Bin Laden.

6. A good career

Another speculate for joining the soldiery is that habitancy are enticed to do so because the recruiters say it is by all means; of course a good career joining the military.

Just hope they are not lying.

7. Full time employment

For most habitancy who had been thoroughly jobless for practically 4 years, joining the soldiery is a very spellbinding decision to make. Many insist that one of their main reasons why they join the service is because of the full time employment that they can achieve.

This would mean a the end of their job hunting, another four years not worrying anymore what to eat and where to buy their baby's diapers, and a secured future, maybe not for them but for their family.

8. family tradition

It is the way it is. Some habitancy join the soldiery because everyone in the family is doing it. Not much choice, huh?

9. To learn new skills

People who have these reasons are the adventurous type. They seek newer skills that they can master, and soldiery seems to be the only way to gain such expertise.

10. Pride

Some habitancy join the soldiery because having those badges on their soldiers makes them proud of themselves. It is as if being a soldier is the most honorable job any one could ever have.

Some of these reasons may sound hilarious, while others sound so pathetic. For those who still want to join the soldiery with reasons that are not included here, just think before you act. As they say, whoever lights a match will by all means; of course get burn.

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Thursday, July 26, 2012

Found - The Top 20 Jobs For Retired Seniors

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Recently there was some research on vocation construction for Retired Senior Citizens that found what the Top 20 Jobs For Retired Seniors are. Retirement Jobs are Jobs that a Retired Senior habitancy (age 50+ adults) could pursue as a second career, these jobs are available due to their high demand. According to Robert Skladany, from Retirement Jobs.com, there are obvious Jobs that are likely to attract the growing Senior habitancy Workforce.

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The Top 20 Retirement Jobs are:

1. Licensed & Registered Nurse

2. Healthcare technician

3. Healthcare administration

4. Teaching assistant & aide

5. Covenant & temporary worker

6. Merchandise and grocery retailing

7. Retail sales

8. Accounting & finance, tax preparers

9. Banking & lending

10. Expert driver

11. Customer service representative

12. Non-profit services & administration

13. Assurance & investment services

14. Home care & personal aide

15. Hospitality & food service staff

16. Office clerical & administrative

17. Self-employment

18. Franchise and firm owner

19. Small firm employers

20. Federal, state, and municipal government

According to the Retirement Weekly Newsletter Nov. 23, 2007, the success of seniors in one of the Top 20 Jobs depend on opportunities, laborer preferences, and the potential to meet requirements.

In today's economic situation many Seniors are facing a cash flow crunch, with rising living costs and healthcare expenses Seniors are challenged with having to make the difficult decision of beginning a new vocation while retirement. For example, unlike a younger prospective employee, Seniors face unique challenges with communication and corporal limitations, healing appointments and others. Because of those challenges Seniors often decide for less than they could when seeking a second vocation primarily due to a lack of appreciating their prior feel and their being able to store themselves in a way that both rewards and excites themselves and benefits the employer.

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Wednesday, July 25, 2012

Presenting - Glenn Cochrane - Media Personality, Author and specialist Fundraiser

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When I recently talked to several citizen about my Celebrate Toronto project, which starts with an record & interview series and a photo exhibition about the Beach, about 4 or 5 separate citizen concurred that one man should not be missed: Glenn Cochrane.

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When I approached Glenn, the old Cfto news personality amiable invited me into his gorgeous condominium high above Queen road and gave me a opportunity to sit down with a real veteran of Toronto's Beach neighbourhood. After explaining my mission to Glenn, he was very forthcoming welcoming and willing to share his life's experiences and his neighbourhood's stories with me.

He first clarified that the true Beach area is bounded by Kingston Road and Lake Ontario, as well as Woodbine Avenue and Victoria Park Avenues on the west and east sides respectively. Particularly due to the expanding inquire for real estate in this beloved area, the term "Beach(es)" has extensive in new years to include other adjoining areas. Beach residents are quick to point out that this is a real estate term.

Glenn himself was born in Hamilton and came to Toronto in 1964. He worked at Canadian Press and moved to the Cfto Television station where he started out as a writer. His singular talent lay in light writing, and Glenn was often assigned to write the end remarks for Ken Cavanagh, the anchorman at the time, who liked to close his newscasts with a light comment.

His work in front of the camera started accidentally when an assignment editor sent Glenn out with a cameraman to cover a local story as the regular television reporter was not available. Glenn's talent in front of the camera got noticed and he received rave reviews from the audience and his peers. From that point forward he had a weekly highlight in the news called "Our Man Friday" and later got a daily spot in the newscast, focusing on human interest stories.

Glenn fondly recalls this time as he was given free reign to interview citizen as he wished and to cover stories that he found interesting. One story that comes to his mind was about a life-long farm worker, an individual without a lot of formal education, but a lot of practical talent. This gentleman would turn disused farm machinery and implements into creatively re-functioned objects. Glenn mentioned a big tractor wheel that was adequate with flower pots that could be watered by turning the wheel.

For a practical example of this gentleman's creative handiwork Glenn took me out onto his balcony and showed me a small round garden table, handrafted by this individual from a round heating grate while the feet were made from hasten spikes. Glenn fondly recalls this man as a quiet very humble individual.

Glenn and Jean Cochrane have been living in the Beach for roughly 40 years now. As a matter of fact, Jean was the one who discovered the neighbourhood when she did an interview with a local resident as the woman's editor for Canadian Press. Right around 1970 the Cochranes moved into their first owned home on Beech Avenue.

At that time, Glenn adds, the Beach was unquestionably a forgotten neighbourhood. While the 1970s the Beach had an aging citizen and the area was not nearly as pristine as it is today. Glenn explained that the boardwalk was placed about half an inch below the lake, and routinely in the spring, shards of ice would lift up the boards and big gaping holes would appear in this treasured waterfront promenade, ordinarily requiring high-priced repairs.

When Glenn and Jean first moved here, most of the market performance on Queen road was concentrated in the middle of Woodbine and Lee Avenue. As a matter of fact, Kingston Road added north was prosperous much more than Queen Street. Agreeing to Glenn's study for the book he is currently working on (his new book will be about the Beach), Queen road was not a particularly enthralling destination in the 1930s and 1940s as it was mostly characterized by gas stations and reduction stores. These so-called "junk stores" were oftentimes visited by the police, until their owners decided to call them "antique stores". With the name change, the image of these market changed as well and the frequent police visits stopped.

Glenn unquestionably toll the revival of this neighbourhood to the rebuilding of the Balmy Beach School. The school was old and cramped and in a communal hearing with the local residents, an devotee demographer proclaimed that the school would need to be rebuilt in order to attract young families. And so it happened, the school got rebuilt and the entire Beach neighbourhood became enthralling to families with young children. Large houses that were originally built in the 1920s for large families were filled with life again.

Referring to the transitions in his neighbourhood, Glenn mentioned that the Beach has never unquestionably been known as a customary destination for fashion shopping although there are several established retailers selling men's and women's fashions. He indicated that the demolition of the race track in the early 1990s had a big affect on the neighbourhood. While the race track was still in existence, local residents experienced vital problems with race track customers parking in their driveways and front lawns. A shortage of parking is a coarse refrain in the Beach.

That does not prevent the neighbourhood from throwing major parties throughout the course of the year. The most well-known event is the Beaches Jazz Festival held over four consecutive days every summer. Although a delight to the revelers and music fans that descend on Queen road East every year, the residents were affected by the increased traffic, congestion and crowds at that time. Many of these concerns have now been addressed in collaboration with Sandra Bussin, the City Councillor for the Beach area. performance commonly shuts down at 11 pm so local residents can still get a good night's sleep while visitors are able to enjoy a great road party. Compromise solutions have helped to address the needs of residents and visitors alike.

Glenn's eyes twinkle when he tells me that right in front of his condo a percussion band regular sets up While the Jazz Festival and their repeated drumming sessions can get to you after a while. Some local Beach residents will unquestionably make a point to get out of town While the festival for a weekend of rest and free time in the country. Glenn and his wife Jean love the Jazz Festival, the only downside is that unquestionably very tiny jazz music is played While the festival. Glenn explains that today there are very few New Orleans-style jazz bands left, and the ones that do exist are very high-priced to bring to the city. One group of oldtimer jazz musicians still participates every year at the corner of Lee and Queen, but due to their advanced age, jazz fans need to profess with frequent breaks in their schedule so these jazz veterans can catch some rest and recharge their batteries.

Particularly since his retirement, Glenn Cochrane has become even more complex in local society work. One of his early introductions to charity work was when he purchased a wooden hand-carved rocking horse from a local artist, sold draw tickets for the horse and raised 0 for the Beaches Library, a local society practice that the entire Beach neighbourhood is very proud of.

Centre 55, a local society centre and communal services agency, is another one of Glenn's endeavours: he is the Chairman the Board of Centre 55 and claims that he is not a dominant shape in the running of this foremost organization. He defers all the credit for the work of this practice to Bob Murdoch, the administrative director, who in Glenn's words, doesn't like to be praised. Gene Domagala, who I recently interviewed, and Glenn Cochrane were both voted "Citizens of the Year" in consecutive years (2001 and 2002) and Glenn says that they are very good friends. Glenn ordinarily volunteers as the devotee of ceremony for the Christmas Tree Lighting Ceremony and he also donates his time to the Jazzfest Winegarden Fundraiser and many other local causes.

One of Glenn's foremost causes is architectural preservation, and along with Gene Domagala they roughly singlehandedly saved the predominant Leuty Lifesaving station from sure destruction. Glenn explains that when the city no longer deems a construction useful they grant it with "benign neglect" which sometimes results in the destruction of a historic building. In this case a committee of concerned citizens led by Glenn Cochrane and Gene Domagala started a major fundraising drive to save the Leuty Lifesaving Station. The campaign was called "Sos" ("Save Our Station") and straight through the sale of mugs, t-shirts ("by the truck load", as Glenn says) and a wide variety of special events, the group raised tens of thousands of dollars and the Leuty Lifesaving station was saved. He even organized several harp concerts as fundraisers. The historic buildings was wholly saved in all its glory; the only divergence to the customary version was the facility of a female change room, reflecting the fact that times had changed and that lifesaving today was no longer an exclusively male domain.

Another fundraising event complex a replica of the Leuty Lifesaving Station: slightly bigger than a garden shed, the "Little Leuty" would be given away in a draw to the lucky winner, and the funds raised went to foremost local causes. A woman finally ended up winning the draw and the "Little Leuty" found a welcome spot in her backyard as a playhouse for your young daughter. Creative fundraising has long been one of Glenn Cochrane's strengths.

Community performance kicked into high gear again when the Greenwood Racetrack lands were done in 1993, and demolition was set to start. Glenn and a group of concerned citizens lobbied to turn the old race track area into parkland. Unfortunately, and maybe not surprising inspecting this was prime real estate, the lobbying endeavor failed, and the developments of new townhouses and condos on the old race track lands went ahead. However, the developers were open to the idea of integrating some space for the community, and Agreeing to Glenn, this sent an foremost signal that Beach residents were not just going to be pushed around.

We discussed that residents of the Beach are very protective of their neighbhourhood and would like to keep it the way it is. Currently, the neighbourhood is experiencing some degree of controversy over a new proposed schedule called "Come in from the Cold" which would have homeless citizen pend one night in a local church in the Beach. The schedule has already been operational in other parts of the city. A small group of local residents has expressed concern about this initiative, and there has been some negative media attention, accusing Beachers of having a obvious Nimby (not-in-my-backyard) attitude.

On the other hand, a drop-in schedule that is open to homeless citizen and various disadvantaged residents, has been successfully in doing for the last 6 years. Four churches in the Beach and the Beach Hebrew construct each open their oors once a week from Monday to Friday, welcoming anything off the road to a healthy and nutritious lunch that is run by local volunteers. Glenn's wife Jean ordinarily volunteers for this schedule and helps prepare the meals for this drop-in program.

Glenn added explains that it is a coarse misconception that everybody who lives in the Beach is wealthy. There are a vital number of low-income families in the Beach and a variety of society programs is dedicated to helping impoverished residents. One of the most foremost ones is Centre 55's Christmas schedule which delivers food and toys to hundreds of low wage families. Glenn's wife Jean has also been very complex in the Neighbourhood Link preserve Services, a ommunity organization that helps seniors, newcomers, unemployed and homeless individuals and provides transportation services to seniors. Many businesses in the Beach are ongoing supporters of Neighbourhood Link preserve Services - the spirit of charity and neighbourly help is alive and well in the Beach.

In addition, both Jean and Glenn Cochrane are highly respected authors: Jean has penned a book about Kensington, one of Toronto's colourful neighbourhoods. In 2005 Glenn published his book "Glenn Cochrane - Tales of Toronto" which features a history of Toronto that won't be found in voyage guides or city archives. Glenn is currently working on another book, as yet untitled, which will be about the Beach and hopefully will be ready later this year.

What I unquestionably enjoyed about meeting Glenn Cochrane (and his wife Jean) was that they so graciously opened their home to me and so freely shared their stories and insights. Glenn and I share a passion about Toronto, our respective chosen home towns, and he most willingly shared his stories and experiences with me, another writer who loves to celebrate Toronto and its neighbourhoods. When I mentioned that to Glenn he simply said "The more the merrier". Toronto can probably use as much preserve from as many separate citizen as it can get.

After our conversation we put on our heavy winter coats and headed out for a nice walk in the neighbourhood. We emerged on Queen road near Beech Avenue where Glen pointed out Quigley's Pub, a neighbourhood practice for good food and entertainment. A few doors down is Ed's Ice cream, a real success story in the Beach, and a place that I have visited many a time for a sinfully sweet treat. From there we walked south towards the Balmy Beach Club where Glenn invited me into this hidden members club which, in his words, has the "best patio in all of Toronto". Talking about Toronto and our mutual observations, we then strolled added east on the boardwalk, past the "Legend of the Lake" mural that adorns the south wall of the Balmy Beach Club.

Having reached the end of the Boardwalk we turned around and headed back west to the old location of the Scarbourough Beach Amusement Club that is marked today with a historic plaque. Just over the road are some older apartment buildings with a long history (including the Ramona and the Hubbard road Apartment Buildings, named after one of the first black City Councillors in Toronto's history). Up we strolled on Wineva Avenue, named after daughters Winnie and Eva of one of the Beaches early residents and then headed back east on Queen Street.

There is no doubt that Glenn Cochrane is an devotee on the Beach, and he gives a lot back to his beloved neighbourhood. I for one can't wait to read all the stories in his upcoming book on the Beach.

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Tuesday, July 24, 2012

The Eldercare Channel of Delaware & Maryland's Eastern Shore Retirement & Assisted Living

Maryland Retirement - The Eldercare Channel of Delaware & Maryland's Eastern Shore Retirement & Assisted Living.
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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . www.eldercarechannel.com The Retirement Homes & Assisted Living section for the Eldercare Channel of Delaware is an exhaustive directory of independent, retirement, and assisted living facilities and communities in Delaware and the Eastern Shore of Maryland that offer elderly living options for seniors including: assisted living, supported independent living, Alzheimer's and memory care, personal care homes, and continuing care retirement communities (CCRCs). Our video host is Laurence I. Levinson of the Levinson Firm.
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Rotary Club of La Plata - Christine Parker, CFP®

Maryland Retirement - Rotary Club of La Plata - Christine Parker, CFP®.
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Rotary Club of La Plata - Christine Parker, CFP® Video Clips. Duration : 1.98 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Christine Parker, CERTIFIED FINANCIAL PLANNER ™, is a personal finance writer and president of Parker Financial, LLC, a leading provider of retirement planning and investment advisory services, specializing in helping women executives and business owners plan well to live well at every major milestone. Christine spoke about the 2012 Legislative Outlook for High Income Earners during a local Rotary Club of Charles County La Plata meeting on Wednesday, February 8, 2012 at the Outback in La Plata, MD.
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2010 - Surreal Doesn't Cover It

Maryland Retirement - 2010 - Surreal Doesn't Cover It.
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How is 2010 - Surreal Doesn't Cover It

2010 - Surreal Doesn't Cover It Tube. Duration : 10.58 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . It's been a year full of my most interesting moments... and surreal doesn't do it justice. Someday, I hope I'll appreciate just how much impact 2010 has had on what follows in 2011 and beyond...
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Clarice Smith Distinguished Lectures in American Art: David Driskell

Maryland Retirement - Clarice Smith Distinguished Lectures in American Art: David Driskell.
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How is Clarice Smith Distinguished Lectures in American Art: David Driskell

Clarice Smith Distinguished Lectures in American Art: David Driskell Video Clips. Duration : 81.85 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . For More Webcasts: americanart.si.edu Distinguished scholar and curator David Driskell is cited as one of the world's leading authorities on the subject of African American Art. He currently holds the title of Distinguished University Professor of Art, Emeritus, at the University of Maryland, College Park. Upon his retirement from the University of Maryland in 1998, The David C. Driskell Center for the Study of the African Diaspora was founded to promote his scholarship and service to the University. Driskell is the recipient of ten honorary doctoral degrees in art, and has authored numerous books, essays, and catalogues including Narratives of African American Art and Identity: The David C. Driskell Collection, published in 1998. In 1997, he received the National Humanities Medal from President Clinton. A highly regarded artist working in collage and mixed media, Driskell has exhibited his work in museums and galleries worldwide. For More Webcasts: americanart.si.edu
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GMOC - Where Are They Now? Mitch Markowitz (10/19/11)

Maryland Retirement - GMOC - Where Are They Now? Mitch Markowitz (10/19/11).
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How is GMOC - Where Are They Now? Mitch Markowitz (10/19/11)

GMOC - Where Are They Now? Mitch Markowitz (10/19/11) Video Clips. Duration : 26.53 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . As part of WOCV's 15th Anniversary, Chris Taydus sits down with the original host of Good Morning Oak Crest, Mitch Markowitz, to talk about his time at OCV and his life since then.
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Monday, July 23, 2012

House Session 2011-07-19 (16:18:41-17:19:06)

Maryland Retirement - House Session 2011-07-19 (16:18:41-17:19:06).
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How is House Session 2011-07-19 (16:18:41-17:19:06)

House Session 2011-07-19 (16:18:41-17:19:06) Video Clips. Duration : 60.43 Mins.


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House Session 2012-03-28 (21:30:38-22:28:27)

Maryland Retirement - House Session 2012-03-28 (21:30:38-22:28:27).
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How is House Session 2012-03-28 (21:30:38-22:28:27)

House Session 2012-03-28 (21:30:38-22:28:27) Video Clips. Duration : 57.83 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . HR 1339 - To amend title 32, the body of laws of the US dealing with the National Guard, to recognize the Salem, MA, as the Birthplace of the National Guard (Sponsored by Rep. Tierney Begin Consideration of H.Con.Res. 112 - Establishing the budget for the US government for fy2013 and setting forth appropriate budgetary levels for fiscal years 2014-22 (Sponsored by Rep. Ryan) Rep. Mulvaney Amendment in the Nature of a Substitute Reps. Cleaver / Scott (VA) / Moore (WI) / Bass (CA) Amendment in the Nature of a Substitute (30 minutes of debate) Reps. Cooper (TN) / LaTourette / Schrader / Bass (NH) / Quigley / Reed (NY) / Costa / Dold / Lipinski Amendment in the Nature of a Substitute (20 minutes of debate) Reps. Honda, Ellison, Grijalva, Woolsey,Lee Amendment in the Nature of a Substitute (30 minutes of debate) Reps. Garrett,Jordan,Mulvaney,McClintock,Huelskamp Amendment in the Nature of a Substitute (30 minutes of debate) Rep. Van Hollen Amendment in the Nature of a Substitute
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Maryland's Gary Williams Retires

Maryland Retirement - Maryland's Gary Williams Retires.
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How is Maryland's Gary Williams Retires

Maryland's Gary Williams Retires Tube. Duration : 2.42 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . www.washingtontimes.com Men's Basketball Coach Gary Williams' Retirement Press Conference at the Comcast Center at the University of Maryland.
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EDUCATION & HEALTHCARE REFORM IS SUPPORTED BY Corrine Brown, Harry Reid, Bill nelson, & Fidel Castro

Maryland Retirement - EDUCATION & HEALTHCARE REFORM IS SUPPORTED BY Corrine Brown, Harry Reid, Bill nelson, & Fidel Castro.
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How is EDUCATION & HEALTHCARE REFORM IS SUPPORTED BY Corrine Brown, Harry Reid, Bill nelson, & Fidel Castro

EDUCATION & HEALTHCARE REFORM IS SUPPORTED BY Corrine Brown, Harry Reid, Bill nelson, & Fidel Castro Video Clips. Duration : 0.42 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . www.google.com www.google.com "REP.Corrine Brown" "US REP. Corrine Brown" www.google.com EDUCATION & HEALTHCARE REFORM IS SUPPORTED BY Harry Reid, Alan Grayson, Bill nelson, & Fidel Castro - PLEASE THANK THE Democratic incumbents IN 2010 EARL POMEROY, BART STUPAC, BART STUPAK, Allen Boyd, Alan Grayson, Kathy Castor, Kendrick Meek, Robert Wexler, Debbie Wasserman, Ron Klein, Alcee Hastings, Suzanne Kosmas, Corrine Brown, SENATOR Bill Nelson, Blanche Lincoln, Barbara Boxer, Michael Bennet, Christopher Dodd, Daniel Inouye, Roland Burris, Evan Bayh, Barbara Mikulski, Harry Reid, Kirsten Gillibrand, Chuck Schumer, Byron Dorgan, Ron Wyden, Arlen Specter, Patrick Leahy, Patty Murray, Russ Feingold, Vic Snyder, Ann Kilpatrick, Harry Mitchell, Gabrielle Giffords, John Salazar, Betsy Markey, Suzanne Kosmas, Brad Ellsworth, Baron Hill, Charlie Wilson, John Boccieri, Kathy Dahlkemper, Christopher Carney, John Spratt Jr., Bart Gordon, Tom Perriello, Alan Mollohan, Nick Rahall, EARL POMEROY, BART STUPAK, Allen Boyd, Alan Grayson, Kathy Castor, Robert Wexler, Debbie Wasserman, Ron Klein, Alcee Hastings, Suzanne Kosmas, Corrine Brown, Blanche Lincoln, Christopher Dodd, Harry Reid, Kirsten Gillibrand, Chuck Schumer, Byron Dorgan, Ron Wyden, Arlen Specter, Patrick Leahy, Patty Murray, Russ Feingold, Max Baucus also see; HEALTHCARE, GOVERNMENT HEALTHCARE, HEALTHCARE REFORM, EARL POMEROY, BART STUPAC, IRA, RETIREMENT SAVINGS, AARP, 401(k), 401, 401K, pension plan, pension, DROP, savings ...
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Sunday, July 22, 2012

Caught On Tape Graphic Elder Abuse

Maryland Retirement - Caught On Tape Graphic Elder Abuse.
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How is Caught On Tape Graphic Elder Abuse

Caught On Tape Graphic Elder Abuse Tube. Duration : 0.43 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . WARNING: This video is very graphic. Viewer Discretion is advised. While we are concerned with the torture of enemy combatants , our own elders are being tortured everyday in America, some face a slow death by starvation, other are stripped of their wealth , their dignity , their families are destroyed and they are held prisoners in their own homes. This was a disturbing case of elder abuse caught on tape... a 90 year old Baltimore man beaten by his caretaker. The victim's daughter is now pushing for a law in her dad's name that would stiffen elder abuse penalties. The victim's daughter, Jaki Taylor, made the discovery thanks to cameras she had put in her home. The caretaker Anastacia Oluoch was arrested and charged in the beating. But she was able to make bail and eventually flee from the law. Taylor says, "It makes me really irate that she bailed herself out with the money I had been paying her to take care of my dad. Eight days before the trial, she flees the country and goes back home to Nairobi, Kenya." The caretaker never stood trial. That prompted Taylor to push for legislation in her father's name. It's called the John Taylor act and the bill would stiffen penalties and deny bail to anyone charged with first degree elder abuse. Senator Lisa Gladden is sponsoring the bill. "It is not right that we allow our elders be abused in this manner and if you do, we're gonna hold you in jail until you come to court." Since the beating, Taylor's father has been in a nursing ...
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House Session 2011-06-21 (12:00:09-12:31:53)

Maryland Retirement - House Session 2011-06-21 (12:00:09-12:31:53).
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How is House Session 2011-06-21 (12:00:09-12:31:53)

House Session 2011-06-21 (12:00:09-12:31:53) Video Clips. Duration : 31.75 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Consideration of the following suspensions:
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House Session 2012-03-27 (18:04:22-19:04:45)

Maryland Retirement - House Session 2012-03-27 (18:04:22-19:04:45).
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How is House Session 2012-03-27 (18:04:22-19:04:45)

House Session 2012-03-27 (18:04:22-19:04:45) Video Clips. Duration : 60.40 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . 1) Concur in the Senate Amendment to HR 3606 - Jumpstart Our Business Startups (JOBS) Act 2) Legislation Related to HR 4239 - Surface Transportation Extension Act of 2012 Begin Consideration of HR 3309 - Federal Communications Commission Process Reform Act of 2012 (Structured Rule) The rule provides for one hour of general debate and makes in order the following amendments: Rep. Crowley Amendment (10 minutes of debate) Rep. Stearns Amendment (10 minutes of debate) Rep. Waters Amendment #5 (10 minutes of debate) Rep. Waters Amendment #6 (10 minutes of debate) Rep. Eshoo Amendment (10 minutes of debate) Rep. Diaz-Balart Amendment (10 minutes of debate) Rep. Owens Amendment (10 minutes of debate) Rep. Green Amendment (10 minutes of debate) Rep. Jackie Speier Amendment (10 minutes of debate) Rep. Yvette Clarke Amendment (10 minutes of debate) Postponed Vote on HR 3298 - Homes For Heroes Act of 2011 (Suspension) (Sponsored by Rep. Al Green / Financial Services Committee)
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Mark S. Brodinsky

Maryland Retirement - Mark S. Brodinsky.
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How is Mark S. Brodinsky

Mark S. Brodinsky Video Clips. Duration : 0.45 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . I am a local licensed insurance agent in the Mid-Atlantic area since 2001 and I am proud to represent Insphere Insurance Solutions. We are focused on serving the life, health, retirement and long-term care insurance needs of small businesses and middle-income families and individuals. I personally meet with my clients to understand their needs and provide objective guidance and solutions.
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State of the Union Address: Speech by President Clinton (1995)

Maryland Retirement - State of the Union Address: Speech by President Clinton (1995).
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How is State of the Union Address: Speech by President Clinton (1995)

State of the Union Address: Speech by President Clinton (1995) Video Clips. Duration : 82.87 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . thefilmarchive.org The 1995 State of the Union address was given by President Bill Clinton to a joint session of the 104th United States Congress on January 24, 1995. This was the first speech delivered to a Republican-controlled Congress since 1954. This was also the first time a Republican Speaker sat in the chair since 1954. The Speaker was Newt Gingrich of Georgia. The president discussed his proposals of a New Covenant vision for a smaller government and proposing tax reductions. The president also discussed crime, the Brady Bill and the Assault Weapons Ban, illegal immigration, and the minimum wage. Regarding foreign policy, he urged assistance in Mexico's economic crisis, additional disarmament in cooperation with Russia and other international treaties, stopping North Korea's nuclear weapons program, legislation to fight terrorists, and peace between Israel and its neighbors. Discussion of the failed attempt to overhaul health care was refocused on more limited efforts to protect coverage for those who have health insurance and expand coverage for children. The speech lasted nearly 1 hour and 25 minutes and consisted of 9190 words. In terms of word count it is the longest State of the Union speech in history. The president acknowledged many Americans of past and present in his speech. Among them were: Newt Gingrich, the new Speaker of the House Ronald Reagan, who similarly had been president while Congress was controlled by the opposing party; also in the past ...
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Saturday, July 21, 2012

Pet Lovers Paradise at a Retirement Community

Maryland Retirement - Pet Lovers Paradise at a Retirement Community.
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How is Pet Lovers Paradise at a Retirement Community

Pet Lovers Paradise at a Retirement Community Video Clips. Duration : 1.88 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Meet two residents of the Revitz House and independent living community on the Charles E. Smith Life Communities campus in Rockville, Maryland.
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Contractually Guaranteed Lifetime Income

Maryland Retirement - Contractually Guaranteed Lifetime Income.
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How is Contractually Guaranteed Lifetime Income

Contractually Guaranteed Lifetime Income Tube. Duration : 3.28 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . If you are planning for or are currently in retirement and your number # 1 goal is income, then you've come to the right place. At the Financial Insider we take the guess work out of income planning for retirement.
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Calvert Hospice Staff Farewell to Lynn Bonde

Maryland Retirement - Calvert Hospice Staff Farewell to Lynn Bonde.
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How is Calvert Hospice Staff Farewell to Lynn Bonde

Calvert Hospice Staff Farewell to Lynn Bonde Video Clips. Duration : 3.55 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Calvert Hospice staff members bid farewell to Lynn Bonde, who has served as Executive Director of the organization for the past 12 years. The staff was inspired by the Pink Glove Dance for Breast Cancer Awareness, originally performed by Providence St. Vincent Medical Center in Portland, Oregon -- one of Lynn's favorite YouTube videos. Happy retirement Lynn!
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Week in Review Episode 616 - 1 of 4

Maryland Retirement - Week in Review Episode 616 - 1 of 4.
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How is Week in Review Episode 616 - 1 of 4

Week in Review Episode 616 - 1 of 4 Video Clips. Duration : 12.92 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Week of April 17, 2011 (First aired April 22): News and highlights from Anne Arundel County, MD. This week: the County unveils a new energy saving solar array for Earth Day; County Council administrative operator Judy Holmes announces her retirement; the Fire Department updates information about an apartment fire and a fatal car accident; the Community Spotlight shines on Tim Reyburn of the Russett Community Association; the Police Department needs your help in finding a stabbing suspect; the importance of funeral planning; high school sports highlights; and information about CPR classes from Recreation and Parks. Also, County Councilman John Grasso sits down for a talk about his plans for the County. Erik Robey and Karla Schaffer host.
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Anxiety & Stress Management Breathing Techniques with Dr. Chris Dula

Maryland Retirement - Anxiety & Stress Management Breathing Techniques with Dr. Chris Dula.
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How is Anxiety & Stress Management Breathing Techniques with Dr. Chris Dula

Anxiety & Stress Management Breathing Techniques with Dr. Chris Dula Tube. Duration : 69.23 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Anxiety & Stress Management emphasizing breathing techniques by Dr. Chris Dula of ETSU. This video is not a substitute for professional clinical assistance with debilitating problems. People with Anxiety Disorders should consult a health professional with expertise in Cognitive-Behavioral Therapy. Relaxation techniques are foundational to psychological treatment of these disorders, so learning them prior to, or concurrent with seeking help from a professional will be helpful. Dr. Chris S. Dula is a Clinical Psychologist and Associate Professor of Psychology at East Tennessee State University (ETSU).
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Friday, July 20, 2012

Google and Politico Panel Discussion on 2010 Midterm Election

Maryland Retirement - Google and Politico Panel Discussion on 2010 Midterm Election.
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How is Google and Politico Panel Discussion on 2010 Midterm Election

Google and Politico Panel Discussion on 2010 Midterm Election Tube. Duration : 48.55 Mins.


We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Maryland Retirement . Ariana Huffington moderates a panel discussion on the midterm election with Becki Donatelli, Stephen Hayes, Nate Silver and Amy Walter
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